Rules for using ONGARD.

By accessing or using ONGARD, you agree to these Terms of Use. If you do not agree, you should not use the service.

• You are responsible for maintaining the confidentiality of your login credentials and device access.
• You are responsible for activity that occurs through your account unless caused by our fault.
• You should provide accurate account and profile information and keep it reasonably up to date.

• You may use ONGARD for lawful personal finance tracking, planning, and related purposes.
• You must not misuse the service, interfere with its operation, attempt unauthorized access, or reverse engineer protected parts of the app except where law clearly permits.
• You must not use the service to violate applicable laws or infringe the rights of others.

ONGARD may provide planning suggestions, prioritization support, tagging, insights, and automated interpretations through features such as Ọgbọ́n.

• These features are provided for informational and planning support purposes.
• They are not a substitute for regulated financial, legal, tax, or investment advice.
• You remain responsible for the financial decisions you make using the service.

• You retain responsibility for the records, notes, and financial information you choose to enter into the app.
• You grant us the limited rights necessary to host, process, display, back up, and synchronize that information in order to operate the service.
• Your use of personal information is also governed by our Privacy Policy.

• We may update, improve, suspend, or discontinue any part of the service at any time.
• We do not guarantee uninterrupted availability or error-free performance.
• Some features may depend on connectivity, device capabilities, or third-party services.

• ONGARD, its branding, software, design, and related materials remain our property or the property of our licensors.
• These Terms do not transfer ownership of the service to you.
• You may not copy, republish, or exploit protected parts of the service beyond what normal use allows.

• The service is provided on an “as is” and “as available” basis to the extent permitted by law.
• We make no guarantee that the service will always be available, complete, or suitable for every purpose.
• To the extent permitted by law, we are not liable for indirect, incidental, special, or consequential losses arising from use of the service.

• You may stop using the service at any time.
• We may suspend or terminate access if we reasonably believe these Terms have been violated or if continued access creates risk to the service or other users.

We may update these Terms of Use from time to time. If material changes are made, we may revise the effective date and provide additional notice where appropriate.

If you have questions about these Terms of Use, contact us using the details below.

• Email: contact@ongard.app
• General: hello@ongard.app
• Phone: +2349061812758