How Ongard handles personal information.

Ongard is a personal budgeting application that allows users to record expenses, track inflows, review allocations, and manage savings goals. This policy applies to the Ongard mobile application and related support services.

By using the service, you acknowledge that your information will be handled as described in this policy.

• Account information: your name, email address, authentication details, and any profile information you choose to provide.
• Budgeting data: expenses, inflows, notes, allocations, savings goals, contributions, and related records you enter into the app.
• Technical information: app version, device type, operating system, session status, and limited diagnostic information needed to keep the service working properly.
• Support information: information you provide when contacting us for help, feedback, or account-related requests.

• To create and maintain user accounts and authenticate sign-in sessions.
• To store, display, and synchronize the budgeting information you choose to track.
• To provide planning, reporting, and insight features inside the app.
• To improve performance, troubleshoot problems, and protect the service from misuse.
• To respond to support requests, deletion requests, or other account-related inquiries.

We do not sell personal information.

• We may share information with infrastructure, hosting, authentication, or storage providers that help us operate the service.
• We may disclose information when required by law or when reasonably necessary to protect our users, our service, or our legal rights.
• If you sign in using a third-party provider such as Google, limited information may be exchanged with that provider to complete authentication.

Ongard may store certain information on your device to improve app performance, support session persistence, and enable offline functionality.

• Authentication material may be stored using device-supported secure storage mechanisms.
• Budgeting records may be cached locally on your device so that features continue to work when connectivity is limited.
• When the device reconnects, locally stored changes may be synchronized with the service.

• We retain information for as long as needed to provide the service and support active accounts.
• We may retain limited records for security, fraud prevention, legal compliance, dispute handling, or backup recovery.
• Where applicable, deletion requests will be handled subject to legal and operational retention requirements.

• You may update certain profile information directly within the app.
• You may contact us to request correction, support, or deletion assistance.
• You may submit an account deletion request through https://ongard.app/delete-account/.
• You may stop using the app at any time, although certain records may remain in backups or legally required archives for a limited period.

Ongard is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13.

If you believe that a child has submitted personal information through the service, contact us and we will review the request.

We may update this Privacy Policy from time to time. If material changes are made, we may revise the effective date and provide additional notice where appropriate.

If you have questions about this policy or your data, you can contact us using the details below.

• Email: hello@ongard.app
• Support: contact@ongard.app
• Phone: +2349061812758